Long Term Disability Rates Are Climbing


Statistics show that a staggering nine in 1,000 employees in Canada end up on long-term disability. And things are getting worse. Costs are soaring and long-term disability rates have doubled across Canada in the last five years. This trend is affecting profitability, and even business viability, for many firms.

It doesn’t have to be this way for your company. We believe that disability claims are a window into a company’s health. Increasing disability claims, particularly those related to mood disorders, are often symptoms of management inefficiencies and an unhealthy work environment. By working closely in partnership with our clients, we have maintained an impressive rate of 3.7 long term disability claims per 1,000 employees. This dramatically lower number saves our clients money, a lot of money.

Williamson's WWRAP Approach


TWG’s success in holding the line on long term disability claims is largely the result of our Williamson Wage Replacement Adjudication Plan, or WWRAP™. WWRAP is a facilitative, medically based approach to disability management that helps workers by restoring confidence and purpose in their lives, while at the same time keeping an eye on the employer’s bottom line. Serving as a support during treatment programs, WWRAP offers a proven partnership approach that changes behaviour and attitudes associated with disability. It enables employees to function without interruption to their daily lives.

The WWRAP approach is unique. The impact is striking. And the results are tangible.

• A 30-per-cent reduction in LTD claims within three years or less
• Reduced claim durations
• Cost containment
• Increased productivity
• Healthier and happier employees.

Call us about our innovative WWRAP™ program. We’ll show you how it can be healthy for your people. And a tonic for your bottom line.